Chester, Long Valley, Washington and Mendham real estate and homes for sale in New Jersey - Pat Berzanski, REALTOR® Pat Berzanski REALTOR(r) for Chester, Long Valley, Washington and Mendham, New Jersey real estate - NUMBER1EXPERT™ Pat Berzanski NUMBER1EXPERT(tm) for Chester, Long Valley, Washington and Mendham, New Jersey real estate

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Pat Berzanski, REALTORŪ, real estate agent and broker for Chester, Long Valley, Washington and Mendham New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-713-4795.


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Mortgage Prequalification: Chester, Long Valley, Washington and Mendham New Jersey home buying, real estate listings, and homes for sale in Morris                         County, NJ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Chester, Long Valley, Washington and Mendham Realtor to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you!
 

About You
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About Your Move
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About Your Home Search
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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
During what months of the year do most people move from one home to another?

A 
Most moves occur between the months of May and September.
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Pat Berzanski, REALTORŪ, real estate agent and broker for Chester, Long Valley, Washington and Mendham New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Berzanski
Weichert Realtors

142 Main Street
Chester, NJ. 07930
Office: 908-879-7010 ext 141
Home: 973-448-3887
Cell: 973-713-4795
Fax: 973-691-4407
Email: PatBerzanski@NUMBER1EXPERT.com

I am an 16 year veteran in the real estate industry working full time for my clients. My expertise lies in the areas of relocation and residential real estate. I am a member of the Million Dollar Sales Club at the silver level as well as a member of Weichert Realtors President's Club - the top 1% of the company.

ABRGRIMLSREALTOR


Weichert Realtors real estate and homes for sale in Chester, Long Valley, Washington and Mendham New Jersey

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