|
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-713-4795.
|

Sign Up For My eNewsletter, FREE! There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU. Find Out More > View All Offers >
|

: Superb Job in Marketing Pat's professional attitude, service and advice were the best we have ever had. John M. Harrison Read Quote > View All Quotes >
|
Compare three mortgages
at one time. Download TripleCalc now. It's free.
|
Pat Berzanski is one of The Top Selling Real Estate Experts Find Out More > |
|
|
|
 Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Chester, Long Valley, Washington and Mendham real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Chester, Long Valley, Washington and Mendham Realtor, I have the experience and track record you are looking for. Please let me help. - Pat Berzanski 
First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
|
| Q |
What are the characteristics of classic Queen Anne architecture?
|
| A |
Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes. |
See More Real Estate Trivia > |
|

|
Pat Berzanski Weichert Realtors 142 Main Street Chester, NJ. 07930 Office: 908-879-7010 ext 141 Home: 973-448-3887 Cell: 973-713-4795 Fax: 973-691-4407 Email: PatBerzanski@NUMBER1EXPERT.com
I am an 16 year veteran in the real estate industry working full time for my clients. My expertise lies in the areas of relocation and residential real estate. I am a member of the Million Dollar Sales Club at the silver level as well as a member of Weichert Realtors President's Club - the top 1% of the company.    
www.patbsellsnj.com is brought to you by
Pat Berzanski NUMBER1EXPERT in real estate for
Chester, Long Valley, Washington and Mendham, New Jersey Read Pat Berzanski's
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|