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Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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What is the world's most expensive Monopoly set?
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San Francisco jeweler Sidney Mobell created an exclusive $2 million Monopoly set, with solid 23 carat gold houses, chimneys made of rubies and sapphires and dice with 42 full cut diamonds for spots. |
 See More Real Estate Trivia > |
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Pat Berzanski, ABR, ASP, GRI
Weichert Realtors
142 Main Street
Chester, NJ. 07930
Cell: 973-713-4795
Office: 908-879-7010 ext. 141
Cell: 973-713-4795
Fax: 908-879-2015
Email: patberzanski@optonline.net
email: realtor2@mindspring.com
I am an 20 year veteran in the real estate industry working full time for my clients. My expertise lies in the areas of relocation and residential real estate. I am a member of the Million Dollar Sales Club at the silver level as well as a member of Weichert Realtors President's Club - the top 1% of the company in sales. All my clients are afforded the highest degree of confidentiality in all transactions, and I am available 7 days a week for your convenience. I am looking forward to hearing from you and helping with your real estate needs.    
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