Above and Beyond the Call of Duty
This note is very overdue but when someone has gone above and beyond the call of duty it is never too late. Our family moved to Long Valley at the end of October when my husband accepted a job at Pharmacia. Pat Berzanski was our agent and the best real estate professional I have ever had the pleasure of working with. Following are just a few things she had to endure while working with us; · A sixth month decision-making period on whether or not to make the move from Connecticut to New Jersey. · The first trip involved riding in our car with my husband's crutches due to knee replacement surgery as well as a one-month old infant who cried non-stop for over an hour. · Another day spent riding in our minivan on the hottest day of the summer with an infant, a 4-year old, and a 6-year old with french fries. · And most importantly, for putting up with a woman who had no desire to be moving again away from friends and family. · And of course, the last minute problems with current owners not wanting to vacate the house. Pat knew exactly what to say and when, and her diligence during the long months of decision making helped us immensely. It was a pleasure working with her and I owe my happiness in our new home to her. Based on her tenure working at Weichert, I am sure you value professionals such as Pat, but I just wanted to make sure I shared my feelings with you.
Debbie Riggott
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Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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What is the highest skyscraper hotel in the world?
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The Grand Hyatt Shanhai in Pudong, Shanhai, China occupies the top 35 floors of the 88-story Jin Mao Tower, which at 1,378 feet is the tallest building in China and the third tallest building in the world. |
 See More Real Estate Trivia > |
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Pat Berzanski
Weichert Realtors
142 Main Street
Chester, NJ. 07930
Office: 908-879-7010 ext 141
Home: 973-448-3887
Cell: 973-713-4795
Fax: 973-691-4407
Email: PatBerzanski@NUMBER1EXPERT.com
I am an 16 year veteran in the real estate industry working full time for my clients. My expertise lies in the areas of relocation and residential real estate. I am a member of the Million Dollar Sales Club at the silver level as well as a member of Weichert Realtors President's Club - the top 1% of the company.    
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